Car Insurance Information
It is a legal requirement in Ireland to have Car Insurance if you want to drive your car in a public place and you must produce a current a motor tax certificate. Failure to have motor insurance when driving in Ireland is a very serious offence and drivers will incur fines, penalty points and may be disqualified from driving.
Car Insurance is about protecting other car drivers as opposed to the driver of the insured vehicle and it is not an optional extra. Insurance companies provide car insurance and unlike road tax, there is no such thing as a "standard" rate.
Young drivers represent a high risk for insurers and the cost of car insurance in this age group is considerably higher than for others.
How to reduce Car Insurance Cost?
- Join a parent's cars insurance as a named driver as early as possible. This will enable you to establish a safety record, which is crucial when you want to apply for insurance in your own name. Insure.ie offer discounts to young drivers seeking car insurance in their own name if they have been a named driver.
- Get a full drivers licence as soon as possible. Having a full licence will reduce the cost of your insurance premium considerably.
- Choose a car with a relatively small engine, as less powerful cars are cheaper to insure.
- The best way to reduce the cost of your car insurance is to build up your no claims bonus.
Additional Info
- Car insurance information
- 10 Tips for Cheaper Car Insurance
- What Level of Cover?
- Our Drivers Personal Accident Plan
- Our Breakdown Assist Plan
- Penalty Points & Convictions
- Young Drivers
- Women Driving Alone
- Lady Drivers
- Booster Seats Ireland
- Driving in Europe
- International Driving Licence
- NCT Ireland
- Non-Standard Cars
- Terminology Explained